integral component of your financial strategy is to protect your income earning
potential. What would happen to you if you were unable to work and draw an
instances people are required to dip into savings or draw on home equity to
cover loan costs along with medical and daily living expenses.
This can drastically impact on any future saving ability, reduce capital for
retirement and may permanently reduce their standard of living both now and in
Effect Group adviser can help by:
·Structuring an insurance portfolio in the
most tax efficient manner considering your cash flow requirements
·Proposing the most suitable and affordable
insurance portfolio from highest ranking insurance providers in the market.
·Ensuring you can continue to receive an
amount to cover super guarantee payments.
·Navigating the complex underwriting
process allowing for any existing medical conditions or unusual employment
·Organising insurance to meet the
requirements of business owners, and
·Creating a ‘total family’ insurance
portfolio’s within an SMSF to protect each age group no matter what life stage.
personal insurance consultation:
A WEG adviser will work with you to calculate an
appropriate amount of cover. We take into account any existing policies you
have, identify any gaps and put in place measures to close them.