Strategic Financial Management Solutions
Total and Permanent Disability
This can be reduced where there is already an appropriate level of Income Protection to ensure debt-free living. In addition, it should leave an additional amount for future capital expenses, such as house and car modifications and is generally over $200,000.
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This is the cover insurers are most likely to claim, with most claims relating to cancer. The level of cover
Depending on your cashflow position, Strategic Wealth can arrange this cover via super or externally. Income Protection should include a
This should extinguish all debt so your family is left debt-free, and with a lump sum to invest to provide
Ensures revenue for business continuity in the event that a health or life related event occurs to the main
Gives you and your business partners assurance that all loan guarantees are extinguished for all business related debts.
Gives you or your estate the ‘fair value’ of the business share in the event of a serious health or
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