Personal and Car Loans
Loans, Car, Banks
What documentation do I need to provide?
You’ll need to provide personal identification such as your driver’s licence, birth certificate, proof of age or passport, your two most recent payslips, most recent tax return, mortgage statement or rent receipt, credit card statements, car registration (if you are refinancing or purchasing a car) and evidence of the balance in your savings account.
Are there any fees or charges to take out a personal loan?
Application fees start at $250. Your broker may charge a brokerage fee. Stamp duty and an administration fee may also apply in some states.
How long does it take for a loan to be approved?
You’ll generally get a decision within 24 hours.
What to do next?
When applying for a personal loan, lenders often look for things that you may not have thought about, so chatting to your broker is a great way to be sure you are as prepared as possible. We have a range of personal loans available from a number of our lenders. Sitting down with your Mortgage Choice broker to discuss your needs, identify your options and get the paperwork sorted could save you time, money and headaches.
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