Optimise Your Lifestyle
Investment Loans, Financial Planner, First Home Buyers
This is the element of financial planning that is most often overlooked. When considering your long term wealth goals, optimising your superannuation, tax strategies, and debts will contribute significantly to enhanced growth, flexibility, and peace of mind.
One of the major reasons our clients choose to optimise is to ensure they are able to maintain their lifestyles into retirement. It's never too early to plan for retirement. We set you up for a bright and comfortable future now, so you don't have to think about it or regret it later.
We consider superannuation choices, and marginal tax rates when optimising. Other strategies include salary sacrifice, government co-contribution, and spouse contribution splitting.
You can also use powerful optimisation tools to manage your debt. For example, we can use a combination of a liquid investment, such as an investment fund, and an illiquid investment, such as a property. In this scenario, the property can provide income and will grow in value in the long term, while the investment fund provides immediate funding for emergencies as well as a steady stream of income through dividends and interest payments.
Other debt optimisation strategies include:
-Removing debt by using payment strategies that take advantage of taxes and interest rates
-Reducing fees and rates through the use of offset accounts
-Accelerated debt repayment strategies that reduce a loan’s interest and term
For more information visit our website: http://www.marigoldadvisory.com.au/
Or call our friendly team on: 0404 000 414
, Financial Strategies
, First Home Buyers
, Investment Loans
, Investment Strategy
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