Home Loan Refinance
Refinance, Mortgage Refinance, Home Loan Refinance
Reasons to Refinance:
Refinancing could save you thousands in interest payments with a lower interest rate
Refinancing allows you to release equity in your home to pay for other things
Refinancing can mean changes to your loan terms & conditions to better suit your needs
Refinancing allows you to consolidate all your debts into one low interest loan
Refinancing allows you to switch between variable and fixed interest rates
The process of refinancing your home loan
No matter what your reason for refinancing your home loan, Assured Lending Mortgage Brokers will help you through the entire process. We will look at saving you money on interest rates, improving your cash flow and finding a product that suits your needs.
Step 1 - current loan review
Our Mortgage Brokers will give you an obligation free home loan review over the phone, this takes about three minutes and we will be able to tell you if there is a better loan on the market for you. If this is the case, we will make an appointment to come and see you at a time that suits your schedule and take a detailed look at all your needs, your current financial situation and the various loan products on the market that would be suitable for you. We will also advise you on the costs that may be involved in doing a refinance so you have all the information necessary before you decide to go ahead.
Step 2 - assembling your application
Once you have decided on the best option for your refinance, your Assured Lending Mortgage Broker will complete all the application paperwork for you. We will let you know exactly what personal documentation the lender will require and we make sure you understand all the terms and conditions of your loan. We will liaise with the lender on your behalf and make sure the application is structured for the best chance of approval.
Step 3 - loan approval
We will advise you as soon as the new loan has been approved. Your new lender will pay out your existing loan and you can commence repayments on the new loan. The title deeds for your property will be provided to your new lender and discharge of mortgage documents will be lodged with the Land Titles Office for you.
An Assured Lending Mortgage Broker will give you an obligation free, 3 minute home loan review over the phone. If there is an opportunity for you to gain value from refinancing, we will come to you, in your own home, during or after office hours. We will go through your needs in detail and explain everything in an easy to understand manner to help you make an informed decision on whether to go ahead and which loans & lenders would be best for you. We will complete all the application paperwork and liaise with the lender on your behalf, keeping you informed through the entire process from application to settlement and for the life of your loan.
Home Loan Refinance
, Mortgage Refinance